[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.onna.cz\/nizky-prijem\/#Article","mainEntityOfPage":"https:\/\/www.onna.cz\/nizky-prijem\/","headline":"N\u00edzk\u00fd p\u0159\u00edjem","name":"N\u00edzk\u00fd p\u0159\u00edjem","description":"Bohu\u017eel je m\u00e1lokdo placen tak, jak si zaslou\u017e\u00ed. Ono by to ani ne\u0161lo, proto\u017ee to by politici um\u0159eli hlady. Ale ka\u017ed\u00fd, kdo pracuje manu\u00e1ln\u011b, a to ka\u017ed\u00fd den mimo v\u00edkendy m\u00e1 na plat n\u00e1rok. Jeho v\u00fd\u0161i v\u0161ak ur\u010duj\u00ed jin\u00ed a jinde. Nen\u00ed se tedy co divit, \u017ee si b\u011b\u017en\u00fd \u010dlov\u011bk jen st\u011b\u017e\u00ed u\u0161et\u0159\u00ed na d\u016fm, […]","datePublished":"2024-02-13","dateModified":"2024-03-13","author":{"@type":"Person","@id":"https:\/\/www.onna.cz\/author\/#Person","name":"","url":"https:\/\/www.onna.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/40b5f3ce562f556955b189273c919e65fd2efecc17411a60d9172af88d0e5d58?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/40b5f3ce562f556955b189273c919e65fd2efecc17411a60d9172af88d0e5d58?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"onna.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.onna.cz\/wp-content\/uploads\/money-1504096_640_1.jpg","url":"https:\/\/www.onna.cz\/wp-content\/uploads\/money-1504096_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.onna.cz\/nizky-prijem\/","about":["Finance"],"wordCount":448,"articleBody":"   Bohu\u017eel je m\u00e1lokdo placen tak, jak si zaslou\u017e\u00ed. Ono by to ani ne\u0161lo, proto\u017ee to by politici um\u0159eli hlady. Ale ka\u017ed\u00fd, kdo pracuje manu\u00e1ln\u011b, a to ka\u017ed\u00fd den mimo v\u00edkendy m\u00e1 na plat n\u00e1rok. Jeho v\u00fd\u0161i v\u0161ak ur\u010duj\u00ed jin\u00ed a jinde. Nen\u00ed se tedy co divit, \u017ee si b\u011b\u017en\u00fd \u010dlov\u011bk jen st\u011b\u017e\u00ed u\u0161et\u0159\u00ed na d\u016fm, nebo jen oby\u010dejn\u00fd byt. Je v\u016fbec r\u00e1d, pokud si n\u011bco u\u0161et\u0159\u00ed. A pak se n\u011bco semele a je po \u00faspor\u00e1ch. Je\u0161t\u011b si bude muset p\u016fj\u010dit. Kdy\u017e jsme u t\u011bch p\u016fj\u010dek, tak pr\u00e1v\u011b ti, kte\u0159\u00ed pen\u00edze p\u016fj\u010duj\u00ed si na t\u011bchto lidech op\u011bt nama\u017eou kapsy. Zase je na druh\u00e9 stran\u011b fakt, \u017ee nikdo nikoho do p\u016fj\u010dky nenut\u00ed. Mimo kalamitn\u00edch situac\u00ed se \u010dlov\u011bk rozhoduje svobodn\u011b a dobrovoln\u011b. Tak\u017ee je jeho v\u011bc, \u017ee pak nem\u00e1 na spl\u00e1tky. Ale tak daleko je\u0161t\u011b nejsme. Je\u0161t\u011b jsme o p\u016fj\u010dku nebo hypot\u00e9ku nepo\u017e\u00e1dali. Pokud u\u017e tedy v\u00edme, \u017ee si pen\u00edze p\u016fj\u010d\u00edme, mus\u00edme si rozmyslet kolik pen\u011bz chceme p\u016fj\u010dit. V\u011bt\u0161inou to b\u00fdv\u00e1 milion a v\u00edce p\u0159i velk\u00fdch p\u016fj\u010dk\u00e1ch a zhusta je p\u0159ekro\u010dena \u010d\u00e1stka dvou a v\u00edce milion\u016f. My si mus\u00edme propo\u010d\u00edtat kolik m\u016f\u017eeme spl\u00e1cet m\u011bs\u00ed\u010dn\u011b a tak\u00e9 nechat ur\u010ditou rezervu. Teprve pak m\u016f\u017eeme navrhovat n\u011bjakou sumu. A to tak, aby v bance nemohli \u0159\u00edci, \u017ee m\u00e1te n\u00edzk\u00fd p\u0159\u00edjem. Je t\u0159eba si uv\u011bdomit, \u017ee je tam t\u0159eba zahrnout v\u0161echny platby. Nap\u0159\u00edklad sdru\u017een\u00e9 inkaso plateb obyvatelstva, jinou p\u016fj\u010dku, platbu za telefon a tak podobn\u011b. Samoz\u0159ejm\u011b, \u017ee se mus\u00ed po\u010d\u00edtat i d\u011bti, na kter\u00e9 jdou tak\u00e9 v\u00fddaje. Ale i p\u0159esto mus\u00edte b\u00fdt p\u0159ipraveni na to, \u017ee v\u00e1m p\u016fj\u010dku zam\u00edtnou. Neroz\u010dilujete se a bankovn\u00edho \u00fa\u0159edn\u00edka nechte na pokoji, je to jen malink\u00e9 kolo v soukol\u00ed a nem\u016f\u017ee za to. Je lep\u0161\u00ed si zjistit co je to americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. A zjist\u00edte to rychle a jednodu\u0161e kliknut\u00edm na odkaz, kter\u00fd jste p\u0159ed malou chvili\u010dkou vid\u011bli a \u010detli pr\u00e1v\u011b zde v tomto \u010dl\u00e1ne\u010dku. Po kliknut\u00ed budete p\u0159eneseni na web spole\u010dnosti, kter\u00fd tuto p\u016fj\u010dku poskytuje a tam se do\u010dtete dal\u0161\u00ed detaily.                                                                                                                                                                                                                                                                                                                                                                                           4.1\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u00edzk\u00fd p\u0159\u00edjem","item":"https:\/\/www.onna.cz\/nizky-prijem\/#breadcrumbitem"}]}]